David Giertz on Millennials Saving For Retirement

Quite often, millennials find themselves financially misinformed when they’re preparing for retirement. Indeed by the age of 22 most of them have started some form of savings but how to do it wisely lacks in their spirit for saving for retirement.

David Giertz, a certified business coach, outlines ways millennials can efficiently plan their finances in preparation for retirement.

  1. Evaluate your financial status

Evaluating your financial status is crucial since you need to ensure your saving enough while you still take care of your essential financial needs. If you have any existing debts, i.e., college, home mortgage, loans, credit card debts, etc., pay them off as soon as possible and direct your focus for retirement.

  1. Take advantage of Compound Interest

Compound interest is beneficial when it comes to saving. Compound interest exponentially increases your savings and since the government taxes your money before depositing it in a savings account, the interest is not taxed.

  1. Create a side gig to supplement your finances

Having a side gig that benefits you financially is advantageous. Your side gig will generate money that can be used to save for retirement while your main income generator can be used to settle your current finances.

David boasts over 30 years’ experience in the growing financial services industry. He has regularly championed strategies, processes, and innovations that build profitable growth. As a WABC Certified Business Coach, David has achieved a global Gallup associate engagement score of 4.63 up from 4.41.

About David Giertz

David Giertz began his career at Citigroup where he gave a decade of his life and joined Nationwide in 1999 as Miami, FL Regional Vice President subsequently increasing the revenue by 48%. Quite recently, He was named Senior Vice-President of Nationwide Financial Distribution and Sales, where he was the driving force of the company’s growth in revenue from $11B to $17.8B.

In 2004, David led the Financial Institutions Bank channel which expanded to incorporate Wirehouse distribution by the year 2009. The Financial Institution Bank channel saw its revenue grow from $1.5B to $8B.

David also served as Millikin University (where he got his BSc) Board of Trustees Chair and was chairman of the Budget and Finance committee during his 9-year tenure on the board. In the past, David served on the Board of Directors for the Girl Scouts of Broward County and the Fort Lauderdale Chamber of Commerce.

He holds an MBA from the University of Miami.

Alternative Investment Firm Highland Capital

The Highland Capital investment company is headquartered in Dallas, Texas, and was founded by Mark Okada and James Dondero in 1993. It is one of the world’s largest alternative investment firms that specializes in credit management that involves hedge funds, mutual funds, separate accounts, fixed income, and CLOs, or collaterized loan obligations. The business is made up of experienced investment advisors who are focused on providing their clients with the education they need in order to make wise investment decisions. Read more at bloomberg.com.

The firm helps clients learn about investment strategies through their Trading Academy, which is a class that is offered online. As a Registered Investment Advisor firm, or RTA, Highland Capital has been dedicated to maintaining high standards in the field of alternative investing for over two decades. The business has over 200 professional employees, and its CEO, Steve Wishnia, who is also one of the company’s founding members, has been in the financial industry for more than 40 years, having received a B.B.A. degree from Pace University, which is located in New York City.

The other founders, James Dondero and Mark Okada, both have over 30 years of experience in the credit markets and alternative investing fields individually. Dondero is the president of the company, and Okada is not only a leader at the firm, but is also the director of NexBank, which is a provider of banking services. Taking the team approach when it comes to investing is part of their philosophy. They believe that in order to be successful at investing, a person has to have a curious mind that is open to seeing different points of view. Read this article at investopedia.com.

Highland Capital, which was previously known as Protective Asset Management Company, is independently owned, and since it’s been in operation, it has raised more then $3 billion. Besides having its headquarters in Dallas, it also has offices in New York, Sao Paulo, Brazil, and Asian cities, Singapore and Seoul. The employees strive to build a good business relationship with their clients through their educational efforts, and by imparting to them that being a successful investor takes time, dedication and strategy.

Read: https://affiliatedork.com/highland-capital-management-adds-co-cio-to-enhance-client-outcomes

Philanthropic Activities of David McDonald

David McDonald initially served at the position of the project manager in the OSI Group industries before rising to his current position as the CEO and the president of the company. He holds another position in the North American meat institute as the chairman. In addition to this, he formally served as an independent director at Marfrig Global Food S.A. This was between the year 2008 and 2017 when the branches of OSI Group in Europe and Brazil were acquired by Marfrig Frigoríficos e Comércio de Alimentos. As the member of the board of the OSI Group Company, he is the director of the OSI International Foods Pty Limited located in Australia. He is a holder of a degree in animal science from Lowa University.

He was born and brought up in northeast Lowa on a farm. In the university, he became the Wallace E. Barron Outstanding Senior Award winner. His career profile began with the OSI Industries in Chicago. From his original position, he worked hard and advanced to become the president and the CEO of OSI Group.

David McDonald has ever been focusing on using the resources by the company to impact Lowa state. In so doing, he went on to become an active participant in Agricultural Entrepreneurship Initiative. The program managed to arrange a trip for some students to the OSI facilities in China, and the company currently employs one of them. He has also introduced internship programs in the industries and aims at increasing the internship positions within the industries in the future.

David McDonald more over supports Alpha Gamma Rho which is included in his fraternity. He does this through scholarship funds. He was also the major supporter of the campaign by the Lowa state to build the state AGR house. He was also a participant in the naming of the Marvin J. Walter which is an arena belonging to the AGR Fraternity in the new Jeff and Hansen Agriculture Student Learning Center.

David McDonald also extends his philanthropic act in also giving his time to serve in the St, Michael Parish in Wheaton III. Some of his achievements include the Award that he got from the ISU Alumni Association’s Young Alumni Award in 2004. Afterwards, he joined the Award in supporting it in rewarding. David McDonald is married to Malinda and has six children with the older one attending Lowa state. His life enthusiasm is working out to improve Lowa and supporting the students in the university.

Read More: en.wikipedia.org/wiki/OSI_Group

Dr. Jennifer Walden Helps Women Find Fulfillment With Cosmetic Surgery

Dr. Jennifer Walden has built a successful career for herself while swimming against the tide in the male-dominated world of cosmetic surgery. Her extensive experience has earned her serious plaudits from satisfied customers and her range of skills is impressive. Her expertise has become well-known as she regularly helps patients with breast augmentations, face-lifts, eyelid lifts, and rhinoplasties. Dr. Jennifer Walden is also adept at liposuction and Botox treatments as well.

Dr. Walden is one of the ten percent of doctors who are female in the cosmetic surgery field. She is board-certified and belongs to the most prestigious professional organization in her field which is the American Society for Aesthetic Plastic Surgery. To make things even more exclusive she’s one of the few female doctors with this group that lives and practices in Texas.

The arduous process to become a plastic surgeon deters many women from pursuing this career course as it delays motherhood according to Dr. Jennifer Walden. The fact that it is male-dominated is another factor that is offputting to many otherwise talented and capable women. She cites her need to prove herself year after year as critical to maintaining her viable business. She, of course, is up to the challenge and is thriving and more

Dr. Walden is a particularly wonderful resource for women who most often utilize the talents of a cosmetic surgeon. She understands their motivations and connects well with them as they take a leap of faith to correct some part of their body that they’ve long been embarrassed about. In virtually every situation these women aren’t trying to become some idealized male fantasy figure such as Barbie. She understands how a woman’s body can change over time and the demands that motherhood can place upon it.

The ability to help women is a driving force for Dr. Walden and she revels in the opportunity to help women improve their confidence and self-esteem. She can sleep peacefully at night knowing that she’s helped so many women improve their lives.

 

Drew Madden’s Success Journey

Drew Madden is a seasoned entrepreneur who majors in Healthcare IT. He is very passionate about creating reliable client partnerships. For this reason, he aims at building high quality professional teams with all he works with.

Education and Career background

Drew Madden’s career started at Cerner Corporation as a healthcare IT expert after completing his education. He chose this career as he holds an Industrial Engineering B.S.E. majoring in Medical Systems. Being a graduate of the renowned University of Lowa in Johnson County, U.S., he is competent and fit for his career. He studied at the College of Engineering.

Drew has worked with the following companies:

 

  1. Evergreen Healthcare Partners: He presently works here as a Managing Partner. He has held this position for a couple of months now.

 

  1. Nordic Consulting Partners: Mr. Madden worked for about 5 months as the president of this organization.

 

 

  1. Ingenix Consulting: this was in 2009-2010. He was the Sales Director in the region; a post he held for a year.

 

  1. University of Lowa as a student advisor for 96 months.

 

 

  1. Cerner Corporation as an Integration Consultant for four years.

In 2010, Mr. Madden became a member of Nordic Consulting Partners (N.C.P.). This is one of the largest consulting companies that the world has. It has received uncountable awards from KLAS .For example; it was ranked as the best in delivery of Epic implementation services 4 years ago.

Mr. Madden was promoted to the presidency of N.C.P., a post he held for five years. This was as a result of his hard work and determination. Ever since this promotion, he has worked hard to increase the number of personnel working in NCP from less than 20 to more than 700. Surely, this is a remarkable achievement.

The annual revenue also increased as soon as he started manning this group. There was a $30,000,000 increment of revenue annually. This change was perhaps seen due to the fact that he also increased the client partners by more than 140 more members.

The above is enough proof that Drew Madden has a lot of experience in management, implementation and optimization of EMR Projects. This has made him a very competent entrepreneur who is worth coping.

The Catalyst: Mike Baur

Executive and entrepreneur Mike Baur has been extremely interested in the world of finance even as a young boy growing up in Freiburg Switzerland. At the tender age of 16, Mr. Baur would enter the banking industry.

 

Scholastic Career:

Bern University of Rochester – Business Degree

 

Mike Baur would begin absorbing knowledge via his apprenticeship as finance expert for the Union Bank of Switzerland before moving on to various financial institutions and finally launching his own venture.

 

In 2014 he co-founded the Swiss Startup Factory with partners Oliver Walzer and Max Meister. Prior to the Swiss Startup Factory, Mr. Baur was an apprentice at UBS where he was promoted to the highest levels of management. In 2008 he went on to work at the prestigious private banking institution Clariden Leu.

 

Don’t Think It’s Over

Launched in 2014 Think Reload serves as a personalized hub for entrepreneurs. Focused on wealthy entrepreneurs who can invest in unique opportunities Think Reloaded serves in the capacity of a trusted advisor.

 

Swiss Startup Factory: Why was this company created?

The motivation for the Swiss Startup Factory was born from Mike Baur’s own two-decade experience and wisdom in the banking industry. The challenges and frustrations Mr. Baur faced as a young investor led him to formulate a boot camp environment focused on elevating startups based in Switzerland. He was invited to participate in the University of St. Gallen’s start-up competition. He sat on as a juror on the START Summitter.

 

What is START Summitter?

A contest that consists of 30 entrepreneurs. To qualify the firms requesting entry must fall under the $1 million dollar mark for funding. All eligible contestants are each given the opportunity to address the crowd. They are given the floor and allowed to speak about their products, services, business models, and pitches. They are judged by experts from all areas of finance with those startups showing the most potential getting offers from potential investors. Mr. Baur has created a well known and respected think tank.

 

Mike Baur’s 2016 Power Moves:

January 2016 Deputy Managing Director of CTI Invest

February 2016 Launched program with Goldback Group focused on growth

February 2016 Launched partnership with Fintech Fusion

December 2016 Mike Baur’s career and track record in the financial sector get detailed in the Wall Street Journal

July 2016 SSUF Launched partnership with BV4

 

Leaving The World Of Banking For The World Of Tech

Why would Mike Baur abandon the world of banking for the world of startups with a focus on tech?

After working for financial services companies like UBS and Clariden Leu Mr. Baur was ready to move on. His desire had shifted into the tech industry and in particular helping new entrepreneurs in launching their brands.

 

What Does The Swiss Startup Factory Do?

* 3 Month Membership

* Mentoring

* Training Programs

* Funding (qualified startups)

* Provide Offices

* Knowledge of Global Market Products and/or Services

* Network with Entrepreneurs and Tech Professionals In The Industry

* Lectures and talks with Investors in the Field of Funding

 

I think the most important thing about being an entrepreneur is being passionate about what you do. – Mike Baur

 

3 Things You Need To Know About Depression and How Neurocore Can Help

Depression is a serious mental illness that affects 16 million adults in the United States alone. And though it is more common in women, depression can happen to anyone no matter their age or gender.

Here are 3 things you need to know about depression:

Sometimes There Are No Outside Factors

While there are many different factors that can lead to depression, sometimes there is no one single thing that causes it. However, if you have recently been through a stressful situation such as a divorce or unemployment, you are at higher risk of developing depression. Follow Neurocore on Twitter.

Depression Can Affect Your Physical Body

When you are depressed you will experience physical symptoms such as shortness of breath, headaches and stomach issues. Even your brain will be affected and start to work differently.

Symptoms Aren’t Always Obvious

Every person is different and will therefore experience different symptoms when they are depressed. If you are constantly feeling empty or numb, chances are you are dealing with depression.

Depression may also cause you to sleep too much or too little. Keep in mind that sometimes symptoms won’t show at all.

Just because someone looks like everything is okay on the outside doesn’t mean they aren’t experience turmoil on the inside. Follow Neurocore on facebook.com.

Get Help With Neurocore

If you suffer from depression Neurocore can help. Neurocore uses brainwave mapping technology to determine what type of treatment will be best for each patient.

The process will start with a neuro assessment designed to show how your brain is working. Your brains electrical activity will be measured and evaluated using advanced qEEG technology.

This is what will help the Neurocore team determine the reason behind your symptoms of depression.

Once all tests have been completed you will be guided through a customized program that will train your brain to function better.

After going through the Neurocore program 84% of clients experience a reduction of depressive symptoms, and 51% no longer meet the threshold for being depressed.

Read: https://www.indeed.com/cmp/Neurocore

To learn more about the Neurocore Brain Performance Centers and how they can help you or your loved one beat depression, visit them online at www.neurocorecenters.com.

Getting Help With Talkspace

Talkspace is the company that is giving people the chance to see a therapist and get many of their issues worked out through texting. This is a new concept, but it should not surprise anyone that has been following app development and smartphone technology.

It would only be a matter of time before apps became commonplace in the lives of so many people that were busy and constantly finding themselves with a lack of time for certain things. People that need counseling do not always have the time to go and consult with a counselor about this.

There are some people that are in need of therapy that may not want a full time therapist to invade their privacy. They may have some issues where they would just like to bounce some ideas off of someone that is certified in counseling. This is why the Talkspace concept is bound to work. It is going to bring people into a new rim where they can connect with a certified therapist without paying the high cost that is typically associated with therapy.

For some people their problems may be too much to verbalize. They may not even feel comfortable talking about these problems with someone. That is why the written word has become a great alternative by way of Talkspace.

People get the chance to see exactly what they can do with their problems if they look at things on a greater scale. Talkspace is going to provide people with a chance to engage in open dialogue with a therapist that can provide answers. This is what so many people are craving because they may have no one that they can confide in. Talkspace is giving people exactly what they need when it comes to a discreet way to discuss their problems.

A Look At The Aspire Apartments By Boraie Development

New Brunswick is becoming increasingly sophisticated. More and more people of upper class and middle class are moving in. This is because of Omar Boraie and the work of Boraie Development. They have been creating upper and middle class living spaces for the residents who want to move into New Brunswick. For example, there is the new development complex called the Aspire Apartments, where many young people and professionals are moving in, and where there are affordable apartments at less than one thousand and seven hundred dollars a month. There are all kinds of apartments, ranging from one bedroom apartments to two bedroom apartments, according to Central Jersey Working Moms. These are very affordable prices, especially considering the convenience of these apartments considering how close they are to shopping centers, nightlife, and other places young people love to go. In addition, these Aprire apartments are close to the train station. This means that people who want to go to Manhattan or Philadelphia will be able to do so easily by just going on the train. In addition, the apartments are close to a hospital and two universities. This means that students who want their own apartment can easily find one there. There is an elevator for their convenience, as well as a doorman and twenty four hour maintenance. For more details visit Bloomberg.

According to PhillyPurge, the apartments themselves have the best amenities that anyone can ask for. They are equipped with all the things that people want, like stainless steel appliances and elegant kitchens and bathrooms. In addition, they can watch television or enjoy high speed internet.

Of course, there is also a high quality heating and air conditioning system. There is also a lounge where people who live in the apartments can hang out.

These apartments have become the focus of positive media attention. Everyone is astounded that Sam Boraie has managed to do this. Media outlets such as NJ.com and NJBiz are reporting on the remarkable turnaround that this is bringing to New Brunswick. The residents of New Brunswick are themselves extremely pleased with the development. They like the fact that Omar Boraie is managing to turn their city around into a place that has a high level of living and where people want to move in. It helps for the economy and for the character of the city.

Boraie Development has been providing real estate services for thirty years in the city of New Brunswick.

Read more: http://www.nytimes.com/2005/03/06/realestate/at-two-extremes-of-a-housing-market.html

The Philanthropists Groups Society Inspired By Michael Lacey and Jim Larkin

Every country has its laws. The law is what keeps intact the peace of the country. The authorities punish lawbreakers by the terms of the constitution. The authorities do not listen to your side of the story. As long as you break the law, you are a convict.

The law sometimes is subjective and could lead to innocent people being convicted. This is based on the fact that not every lawbreaker is a criminal. Some lawbreakers are victims of their situations.

The subjectivity of the law is what triggered the existence of the philanthropists. Humanitarians have existed in all centuries. Philanthropists are loyal citizens who want to see that all citizens enjoy justice.

There exist numerous philanthropists groups. Some of the most named foundations include;

Lacey and Larkin Frontera Fund

The Lacey and Frontera Fund helps in funding the organizations that fight for human rights, freedom of expression, civil rights and immigrants’ rights.

Michael Lacey and Jim Larkin began the foundation with the $3.75 million that they received as compensation. This is after winning the Sheriffs case.

Michael and Jim have used most of their career time, fighting for their rights. The Frontera Fund is currently involved in preventing the closing down of the DACA foundation. Read more: Michael Lacey | Twitter

The DACA foundation is a firm that works to ensure that the immigrants who have lived long in the USA are not deported. The firm gives documents that allow the members to stay in the country for two years.

The members use this time to complete education, get a job or get legal documents to remain in the country.

The Foundation is currently unstable after the Texas AG accused it of illegal existence. The AG has ordered the Trumps government to close it down.The AG was seconded by nine more officials.

The Frontera Fund has promised to resolve the issue and ensure the foundation gets back to its feet.

Coalition for Humane Immigrant Rights (CHIRLA)

The CHIRLA foundation is located in California. It is in the lead of foundation fighting for immigrant’s individuals and families. The group is also an advocate of free movements and democratic participation.

The primary goal of the organization is to involve everyone (including the immigrants) in participating in the decisions of the country.

The CHIRLA group was formed after the 1986 Act. The Act prohibited the employers to employ citizens who lacked the documents.

The group foresaw the abuse and misuse of power that was going to be born out of this and sort to take action.

The group’s strategy is to change the opinion of the majority and use it to change the human rights, civil and immigration rights policies.

Final Verdict

More people are immigrating each day in search of employment and safety among other needs. This has led to violation of immigrants, civil and human rights. Some countries deny immigrants the most fundamental rights.

The Philanthropists are there to ensure that the standards of such rights are uplifted and implemented. The existence of such groups has improved the lives of immigrant’s families.

Learn more about Michael Lacey and Jim Larkin:

http://www.phoenixnewtimes.com/blogs/az-aclu-honors-new-times-founders-jim-larkin-and-mike-lacey-as-civil-libertarians-of-the-year-6500737
http://www.laceyandlarkinfronterafund.org/about-lacey-larkin-frontera-fund/relevant-links/